Ajax Third Mortgages

Ajax Third Mortgages 

A third mortgage is a lien or charge on property which falls behind first or second mortgages.

If a home owner were to default on their mortgages, the third mortgage would be paid only after the first and second mortgages have been paid. As with first and second mortgages, a home owner would pay monthly payments to a lender.

As with second mortgages, third mortgages are riskier to lender as compared to first mortgages. If you are looking for an Ajax third mortgage which will offer you flexible terms call Expert Mortgage today. After we analyze your financial situation, we may find that you would be better consolidating the second into a new second rather than getting a new third mortgage.

Depending on your income type, credit, property location and size of the loan, we can provide you with a number of offers from our large range of lenders. We have arranged hundreds of second and third mortgages for debt consolidation, home renovations, business loans etc.

If you are a home owner looking for quick access to money, second or third mortgages are very good option. Up to 85-90% of your home equity could be used to provide you with cash.

After we receive your application, usually the next step is to get a current appraisal so that a potential lender knows the value of the home.

Attractive terms
The great thing about working with private lenders is that they are often more flexible than banks and financial institutions which have very clear set guidelines and lending procedures. Their rates can be more flexible as well as having more flexible repayment schedules. It is also often much quicker getting approved for an Ajax third mortgages with a private lender compared with traditional banks and institutions.

Borrowers using Expert Mortgage can get the second and third mortgages quickly because we have access to so many private lenders across the province. Clients do not have to wait long for an approval (often same day) or go through a long process with lots of red tape and paper work. Our loan specialists help get Ajax third mortgages arranged and financed quickly.

To find out more information please contact us today and we will guide you through the process whether it be for a first, second or third mortgage. Don’t forget that we also provide commercial, construction and farm loans as well.

Why use us?
We provide all kinds of mortgages and business loans to our clients. Our licensed mortgage professionals do all of the leg work for you and shop around to get you the best deal that meets your needs. We also specialize in commercial and agricultural mortgages and loans. The more challenging the deal the better! Because we have some many private funds we can offer solutions for most situations and close quickly. At Expert Mortgage we provide fast and reliable service to our clients in a professional manner. We represent you and always look for the best rates and terms that meet your specific needs.

WHAT PEOPLE ARE SAYING…

  • “I can’t say enough how great your company has been. Matthew, thank you so much for making all of this process so easy for us. Our bank would not help us and you were amazing. Your company kept us informed every step of the way, and not once were we made to feel inferior like our bank did. The lawyers you set us up with were also awesome. I will highly recommend your company to anyone looking for mortgages. Thank you so much for getting creditors off or back and setting us on the right track. You guys are all amazing. I’m also so impressed that you came to us do to everything.”

    KKP, HAMILTON
  • “I just want to say ‘thank you’ to all of you, especially Matthew. The financial stress started affecting my health and my life. I could not sleep or focus at work. Now Expert Mortgage has given me control on my life by connecting me to a great lender. I have gone from being full of stress to being stress-free.”

    M.D, Mississauga, ON
  • “The bank would not lend money on our farm unless we showed them financial statements. Since my husband passed away, my son and I were struggling to keep the farm afloat. We just needed more time. The third mortgage you got us was the miracle we needed. You believed in us and we are so grateful. Thank you.”

    S.E. Orono, ON
  • “My pig farm always made good profit but last year was brutal for the whole industry. I fell behind on my mortgage. I showed FCC that my loss was just a temporary blip and asked them to give me some leeway but they started a foreclosure anyway. Thanks for getting me that private loan to buy me some time until I’m profitable again.”

    K.O., Hawkesbury, ON
  • “My ex-wife’s lawyer gave me 30 days to buy out her half of our house or have it put up for sale. I had no job and I was in bankruptcy. My bank manager laughed at me. I thought it was hopeless until I saw your flyer. I don’t know how you qualified me for the mortgage. You’re a miracle worker. Thank you!”

    J.R. Burlington, ON
  • “We were 6 months behind on our mortgage and the Sheriff was coming in 5 days to lock us out of our home. Every other mortgage broker said NO! I can’t believe you were able to get us a second mortgage that fast. You saved our home and I will refer everyone I know to you.”

    C.C., Oshawa, ON
  • “The bank refused to value my property based on all 211 acres. They said that their ‘rules’ limited it to 5 acres. Personally, I think that’s biased against farmers. I didn’t know that you had lenders who would value my property on all the acres. I finally got a large enough loan to tie all my debt into one payment. Thanks!”

    C.R., New Dundee, ON
  • “Every time I’d walk into a bank and say the word ‘farm’ the suit on the other side of the desk would look at me like I was from another planet! They had one agricultural ‘specialist’ for the area that was not much better. Then I went to 4 mortgage brokers before I stumbled on your company. Your rates were lower than the bank.”

    M.D., Bradford, ON
  • “Our credit was destroyed after we had a bad year. We needed to expand our facility. I explained to the bank that the expansion would make us profitable. I proved it on paper. They still declined us. I never heard of your ‘no questions asked’ private loans but you gave me $500,000 with no paperwork. That was a Godsend. My wife and I appreciate it from the bottom of our hearts and we won’t let you down.”

    R.Q., Woodville, ON
  • “Once again, a big thank you for arranging our new mortgage and being able to arrange for additional funds on closing. Matthew has worked hard for me over the last few years… I have a very high level of trust in Matthew and Expert Mortgage, and will surely recommend you to anyone I know who is in need. Thank You.”

    M.Z. Brantford, ON