Mortgage Broker Kitchener – Expert Mortgage
Using a mortgage broker in Kitchener to find your home loan offers a variety of benefits. Mortgage brokers are independent of banks and financial institutions; they represent the client and not the bank. A mortgage broker in Kitchener from Expert Mortgage works with the client and have their best interests in mind. Expert Mortgage is one of Canada’s largest mortgage brokers and we have access to over 400 private and institutional lenders. We will help you find the right home loan that suits your needs based on your financial situation. Here are a few of the benefits of using a mortgage broker in Kitchener like Expert Mortgage:
A Mortgage Broker can get you the lowest interest rates:
It is a fact that banks do not always have the lowest interest rates. There are many lenders that specialize in providing mortgage loans that often have lower interest rates than the banks. With 400 lenders to choose from Expert Mortgage can help you find you the lowest interest rates.
When the bank says no! Expert Mortgage says: Yes!
Often than not, if you have bad credit, no credit, you are self employed or unemployed, or even had a past bankruptcy or credit proposal you are unlikely to be approved by the banks. A mortgage broker is independent and works for the client and not for the banks or lenders. Their job is to shop around for the client using their network of lenders in order to find the client the best mortgage product for their particular situation.
A Mortgage Broker in Kitchener will do the legwork for you:
A good mortgage broker in Kitchener will have a system for ensuring you are kept informed throughout the whole process, saving you time and enabling you to stay focused on finding your ideal home. We will use our trusted network of over 400 lenders to find you the best mortgage that suits your financial situation. We work with people who have bad credit, no credit, the self employed, and the unemployed, to find the right mortgage product for them.
Mortgage brokers are skilled negotiators:
Mortgage brokers’ skill and experience, combined with their relationship with lenders help them negotiate rates that are often better than what borrowers could achieve on their own. Especially with no credit or bad credit.
A Mortgage Broker in Kitchener will help you navigate the fine print:
After you’ve received your loan approval, the mortgage broker can help you understand the document and conditions of the contract. As well, the broker can walk you through the next steps leading up to the closing of the mortgage transaction.
For more information about a mortgage broker in Kitchener at Expert Mortgage, feel free to give us a call today!