Mortgage Broker Kitchener – Expert Mortgage

Using a mortgage broker in Kitchener to find your home loan offers a variety of benefits. Mortgage brokers are independent of banks and financial institutions; they represent the client and not the bank. A mortgage broker in Kitchener from Expert Mortgage works with the client and have their best interests in mind. Expert Mortgage is one of Canada’s largest mortgage brokers and we have access to over 400 private and institutional lenders. We will help you find the right home loan that suits your needs based on your financial situation. Here are a few of the benefits of using a mortgage broker in Kitchener like Expert Mortgage:

 

A Mortgage Broker can get you the lowest interest rates:

It is a fact that banks do not always have the lowest interest rates. There are many lenders that specialize in providing mortgage loans that often have lower interest rates than the banks. With 400 lenders to choose from Expert Mortgage can help you find you the lowest interest rates.

 

When the bank says no! Expert Mortgage says: Yes!

Often than not, if you have bad credit, no credit, you are self employed or unemployed, or even had a past bankruptcy or credit proposal you are unlikely to be approved by the banks. A mortgage broker is independent and works for the client and not for the banks or lenders. Their job is to shop around for the client using their network of lenders in order to find the client the best mortgage product for their particular situation.

 

A Mortgage Broker in Kitchener will do the legwork for you:

A good mortgage broker in Kitchener will have a system for ensuring you are kept informed throughout the whole process, saving you time and enabling you to stay focused on finding your ideal home. We will use our trusted network of over 400 lenders to find you the best mortgage that suits your financial situation. We work with people who have bad credit, no credit, the self employed, and the unemployed, to find the right mortgage product for them.

 

Mortgage brokers are skilled negotiators:

Mortgage brokers’ skill and experience, combined with their relationship with lenders help them negotiate rates that are often better than what borrowers could achieve on their own. Especially with no credit or bad credit.

 

A Mortgage Broker in Kitchener will help you navigate the fine print:

After you’ve received your loan approval, the mortgage broker can help you understand the document and conditions of the contract. As well, the broker can walk you through the next steps leading up to the closing of the mortgage transaction.

 

For more information about a mortgage broker in Kitchener at Expert Mortgage, feel free to give us a call today!

 

 

Give us a call or fill out our contact form by clicking here.

 

WHAT PEOPLE ARE SAYING…

  • “I can’t say enough how great your company has been. Matthew, thank you so much for making all of this process so easy for us. Our bank would not help us and you were amazing. Your company kept us informed every step of the way, and not once were we made to feel inferior like our bank did. The lawyers you set us up with were also awesome. I will highly recommend your company to anyone looking for mortgages. Thank you so much for getting creditors off or back and setting us on the right track. You guys are all amazing. I’m also so impressed that you came to us do to everything.”

    KKP, HAMILTON
  • “I just want to say ‘thank you’ to all of you, especially Matthew. The financial stress started affecting my health and my life. I could not sleep or focus at work. Now Expert Mortgage has given me control on my life by connecting me to a great lender. I have gone from being full of stress to being stress-free.”

    M.D, Mississauga, ON
  • “The bank would not lend money on our farm unless we showed them financial statements. Since my husband passed away, my son and I were struggling to keep the farm afloat. We just needed more time. The third mortgage you got us was the miracle we needed. You believed in us and we are so grateful. Thank you.”

    S.E. Orono, ON
  • “My pig farm always made good profit but last year was brutal for the whole industry. I fell behind on my mortgage. I showed FCC that my loss was just a temporary blip and asked them to give me some leeway but they started a foreclosure anyway. Thanks for getting me that private loan to buy me some time until I’m profitable again.”

    K.O., Hawkesbury, ON
  • “My ex-wife’s lawyer gave me 30 days to buy out her half of our house or have it put up for sale. I had no job and I was in bankruptcy. My bank manager laughed at me. I thought it was hopeless until I saw your flyer. I don’t know how you qualified me for the mortgage. You’re a miracle worker. Thank you!”

    J.R. Burlington, ON
  • “We were 6 months behind on our mortgage and the Sheriff was coming in 5 days to lock us out of our home. Every other mortgage broker said NO! I can’t believe you were able to get us a second mortgage that fast. You saved our home and I will refer everyone I know to you.”

    C.C., Oshawa, ON
  • “The bank refused to value my property based on all 211 acres. They said that their ‘rules’ limited it to 5 acres. Personally, I think that’s biased against farmers. I didn’t know that you had lenders who would value my property on all the acres. I finally got a large enough loan to tie all my debt into one payment. Thanks!”

    C.R., New Dundee, ON
  • “Every time I’d walk into a bank and say the word ‘farm’ the suit on the other side of the desk would look at me like I was from another planet! They had one agricultural ‘specialist’ for the area that was not much better. Then I went to 4 mortgage brokers before I stumbled on your company. Your rates were lower than the bank.”

    M.D., Bradford, ON
  • “Our credit was destroyed after we had a bad year. We needed to expand our facility. I explained to the bank that the expansion would make us profitable. I proved it on paper. They still declined us. I never heard of your ‘no questions asked’ private loans but you gave me $500,000 with no paperwork. That was a Godsend. My wife and I appreciate it from the bottom of our hearts and we won’t let you down.”

    R.Q., Woodville, ON
  • “Once again, a big thank you for arranging our new mortgage and being able to arrange for additional funds on closing. Matthew has worked hard for me over the last few years… I have a very high level of trust in Matthew and Expert Mortgage, and will surely recommend you to anyone I know who is in need. Thank You.”

    M.Z. Brantford, ON