Stop Bankruptcy In Scarborough

Bankruptcy Solutions

Debts can accumulate from time to time, and it may seem like it is impossible to get on top of them. The stress can be unbearable. For some people, filing for bankruptcy is the best course of action. But for others this may not be the best option. While this may seem like the easiest choice, it is advisable first to look for other solutions to your debt problems. The best and fastest way you can get to learn about these options is by seeking professional advice from a professional mortgage broker and bankruptcy trustees.

Different Types of Debts

Debts in Scarborough, Ontario, come in many different forms. The most common reasons for people to get into debt are:

  • Medical Bills
  • Unsecured Debts such as credit cards
  • Alimony and Child Support Debts
  • Student loans
  • Divorce settlements

Debt Management

The best way you can handle your debt situation effectively is by first  noting the exact details and extent of your current debt situation. This means doing the following;

  • Listing all of your creditors including balances, monthly payments, interest rate and status of each card. The best way to list these creditors is with the highest interest rate first to the lowest.
  • Assessing your expenditures versus your income
  • Noting down how frequently you use your credit cards and the exact items you use them for, together with the amount of money spent
  • Getting to know your overall credit status

Consumer Proposal

A consumer proposal is an arrangement that allows a debtor to pay some or all of their unsecured debts by making monthly payments over an agreed upon period of time. This period is for a defined length of time. Under this kind of agreement the settlement amount on the debts can be renegotiated.

Solve Bankruptcy Problems through Acquiring Professional Services

You can stop bankruptcy in Scarborough as soon as possible by seeking out the services of qualified professionals such as a mortgage broker or trustee. There are some good reasons to retain the services of a professional:

  1. They have the required experience in the necessary areas and are, therefore, better positioned to review your situation carefully, assess and help you set your goals. They will also advise you on all the current debt consolidation and payment options available to you and help you formulate a viable plan to help you stop bankruptcy in Scarborough.
  2. Seeking out a qualified professional to handle such matters can help relieve the stress, help you manage your debt and provide you with options such as refinancing your home, applying for a consumer proposals or personal bankruptcy.
  3. They are sometimes in a better position to negotiate with your creditors so that you have more manageable payment or settlement terms.
  4. In extreme cases, a professional will advise you on how to properly file for bankruptcy if this is the best option for you.
  5. Some professionals may also provide free services in helping you formulate a plan to handle your debt woes and manage you finances moving forward.
  6. A professional works for you and always looks for the best solution to help you solve your problem. They will do their best to represent your interests and make sure that the solution is right for you.


  • “We would like to thank Mathew and his team at Expert Mortgage. We put a lot of money down on a Rent to Own property that we were renting, but we could not get anyone to help us out till we found Mathew. He made it happen and closed on time when know no one else could. From all of us here THANK YOU! We now own our own house!”

    C.T., Hamilton
  • “Thank you for all the help that you gave me, most patiently and with deep understanding. I was very comfortable asking you everything and anything. Your team did great job in making me understand the financial side. I have learnt a lot. Thanks to Matthew for taking time to come to my place. He not only did his work, but for a short time, took me back to most nostalgic memories of my life, before I came to Canada. I am also grateful to the lawyer for coming to my place to meet with me, and quickly closing the mortgage and releasing the funds. ”

    S.S. - Mississauga, ON
  • “I can’t say enough how great your company has been. Matthew, thank you so much for making all of this process so easy for us. Our bank would not help us and you were amazing. Your company kept us informed every step of the way, and not once were we made to feel inferior like our bank did. The lawyers you set us up with were also awesome. I will highly recommend your company to anyone looking for mortgages. Thank you so much for getting creditors off or back and setting us on the right track. You guys are all amazing. I’m also so impressed that you came to us do to everything.”

  • “I just want to say ‘thank you’ to all of you, especially Matthew. The financial stress started affecting my health and my life. I could not sleep or focus at work. Now Expert Mortgage has given me control on my life by connecting me to a great lender. I have gone from being full of stress to being stress-free.”

    M.D, Mississauga, ON
  • “The bank would not lend money on our farm unless we showed them financial statements. Since my husband passed away, my son and I were struggling to keep the farm afloat. We just needed more time. The third mortgage you got us was the miracle we needed. You believed in us and we are so grateful. Thank you.”

    S.E. Orono, ON
  • “My pig farm always made good profit but last year was brutal for the whole industry. I fell behind on my mortgage. I showed FCC that my loss was just a temporary blip and asked them to give me some leeway but they started a foreclosure anyway. Thanks for getting me that private loan to buy me some time until I’m profitable again.”

    K.O., Hawkesbury, ON
  • “My ex-wife’s lawyer gave me 30 days to buy out her half of our house or have it put up for sale. I had no job and I was in bankruptcy. My bank manager laughed at me. I thought it was hopeless until I saw your flyer. I don’t know how you qualified me for the mortgage. You’re a miracle worker. Thank you!”

    J.R. Burlington, ON
  • “We were 6 months behind on our mortgage and the Sheriff was coming in 5 days to lock us out of our home. Every other mortgage broker said NO! I can’t believe you were able to get us a second mortgage that fast. You saved our home and I will refer everyone I know to you.”

    C.C., Oshawa, ON
  • “The bank refused to value my property based on all 211 acres. They said that their ‘rules’ limited it to 5 acres. Personally, I think that’s biased against farmers. I didn’t know that you had lenders who would value my property on all the acres. I finally got a large enough loan to tie all my debt into one payment. Thanks!”

    C.R., New Dundee, ON
  • “Every time I’d walk into a bank and say the word ‘farm’ the suit on the other side of the desk would look at me like I was from another planet! They had one agricultural ‘specialist’ for the area that was not much better. Then I went to 4 mortgage brokers before I stumbled on your company. Your rates were lower than the bank.”

    M.D., Bradford, ON
  • “Our credit was destroyed after we had a bad year. We needed to expand our facility. I explained to the bank that the expansion would make us profitable. I proved it on paper. They still declined us. I never heard of your ‘no questions asked’ private loans but you gave me $500,000 with no paperwork. That was a Godsend. My wife and I appreciate it from the bottom of our hearts and we won’t let you down.”

    R.Q., Woodville, ON
  • “Once again, a big thank you for arranging our new mortgage and being able to arrange for additional funds on closing. Matthew has worked hard for me over the last few years… I have a very high level of trust in Matthew and Expert Mortgage, and will surely recommend you to anyone I know who is in need. Thank You.”

    M.Z. Brantford, ON